This Cookie Policy explains how Pabopay uses cookies and similar technologies on our public website and in our dashboards (together, the "Sites"). It should be read together with our Privacy Policy, which explains how we handle personal data more generally.
1. What are cookies?
Cookies are small text files placed on your device when you visit a website. They are widely used to make websites work, to remember your preferences, and to provide information to the operators of the site. Similar technologies — such as local storage, pixels and software development kits — perform comparable functions, and we refer to all of them as "cookies" in this policy.
Cookies may be "session" cookies, which are deleted when you close your browser, or "persistent" cookies, which remain until they expire or you delete them. They may be set by us ("first-party") or by a third party whose services we use ("third-party").
2. Categories of cookies we use
We group the cookies we use into the categories below. Importantly, Pabopay is a business-to-business payments provider and we do not use advertising or cross-site marketing cookies, and we do not sell personal data.
| Category | Purpose | Consent |
|---|---|---|
| Strictly necessary | Required to operate the Sites — for example to keep you signed in, route requests, balance load and protect against fraud and abuse. The Sites cannot function properly without them. | Always on |
| Preferences | Remember choices you make, such as your language, region and interface settings, so we can give you a more personalised experience. | Optional |
| Analytics | Help us understand how the Sites are used in aggregate — which pages are visited and how features perform — so we can improve them. Used in a privacy-protective way. | Optional |
| Advertising | Not used. We do not set advertising, retargeting or cross-site tracking cookies, and we do not build advertising profiles about you. | None |
Strictly necessary cookies
These cookies are essential for the Sites to work and for security. They include cookies that authenticate your session, remember items as you move between pages, and help us detect and prevent fraudulent or malicious activity. Because they are essential, they are set whenever you use the Sites and cannot be switched off through our preference controls.
Preference cookies
These cookies let the Sites remember information that changes the way they behave or look, such as your preferred language or region. If you do not allow them, some parts of the Sites may be less convenient to use.
Analytics cookies
These cookies collect information about how visitors use the Sites — for example which pages are most visited and whether visitors encounter errors. We use this information to measure and improve performance. Where required, analytics cookies are only set after you consent, and we configure them to limit the data collected.
3. Third-party cookies
Some cookies are set by trusted third parties that provide services on our behalf, such as analytics, content delivery, security and fraud prevention. These providers process information in accordance with their own policies and our agreements with them. We do not permit them to use cookies set through our Sites for their own advertising.
4. How to manage or disable cookies
Where required by law, we ask for your consent before setting non-essential cookies, and you can withdraw or change your choices at any time through the cookie banner or preference controls on the Sites.
You can also control cookies through your browser settings — for example to block or delete cookies, or to be warned before a cookie is stored. Each browser is different, so check your browser's help pages for instructions. Please note that blocking strictly necessary cookies may prevent parts of the Sites from working, and clearing cookies will reset your saved preferences.
5. Changes to this policy
We may update this Cookie Policy from time to time to reflect changes in the technologies we use or for legal or operational reasons. When we make changes, we will revise the "last revised" date above and, where appropriate, notify you through the Sites.
6. Contact
If you have questions about our use of cookies, contact us at [email protected], or by post to Pabopay LLC, c/o registered agent, 30 N Gould St, Ste R, Sheridan, WY 82801, USA.